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Futures on Credit: Why Policy, AI, and Cultural Mismatch Are Turning Promises Into Liabilities

Universities in the U.S. are bracing for the headline everyone has been expecting - a significant decline in international student enrollments. But the numbers are only the surface. Behind the drop are policy shocks, an employer market reshaped by AI, and a student pipeline that no longer guarantees mobility. If institutions treat falling yields as…

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